The 3-tiered beaded gold drop necklace is stunning! This necklace is made with one layer of precious beads in greens, browns, and golds. The second layer is gold with a dainty pearl here and there and the third row is simple gold circles. The pendant is topped by a pearl and designed in an ornate filigree shape. This necklace is 20" long before adjusting any longer. This is a must see for any lucky lady.